Future Value Calculator
What an amount held today becomes after n years at an assumed growth rate.
Result
- Amount today
- ₹1,00,000
- Total growth
- ₹1,59,374
- Growth factor
- 2.5937x
| Period | Growth factor | Value |
|---|---|---|
| Year 1 | 1.1000 | ₹1,10,000 |
| Year 2 | 1.2100 | ₹1,21,000 |
| Year 3 | 1.3310 | ₹1,33,100 |
| Year 4 | 1.4641 | ₹1,46,410 |
| Year 5 | 1.6105 | ₹1,61,051 |
| Year 6 | 1.7716 | ₹1,77,156 |
| Year 7 | 1.9487 | ₹1,94,872 |
| Year 8 | 2.1436 | ₹2,14,359 |
| Year 9 | 2.3579 | ₹2,35,795 |
| Year 10 | 2.5937 | ₹2,59,374 |
This projection assumes a constant rate of return for the whole period. It is an estimate only — actual returns vary, are not guaranteed, and nothing here is investment advice.
Estimated from the numbers you entered — not a projection of guaranteed returns.
About this calculator
Future value answers "what will this be worth later" for money that compounds at a steady rate. It is the forward direction of the time-value relation; the present value calculator runs the same relation backwards.
Formula
- FV = PV × (1 + r)^n
- Growth factor = (1 + r)^n
Frequently asked questions
Is future value the same as maturity value?
For a single amount compounding at a fixed rate, yes. Where money is added periodically, use the SIP or RD calculator instead.
Should I use a nominal or a real rate?
Using the nominal rate gives a future rupee amount. To see it in today's purchasing power, run the result through the inflation calculator.