Lumpsum Calculator
See what a one-time investment could grow to over a chosen period.
Result
- Amount invested
- ₹1,00,000
- Est. returns
- ₹2,10,585
- Growth multiple
- 3.11x
| Period | Est. value | Est. returns |
|---|---|---|
| Year 1 | ₹1,12,000 | ₹12,000 |
| Year 2 | ₹1,25,440 | ₹25,440 |
| Year 3 | ₹1,40,493 | ₹40,493 |
| Year 4 | ₹1,57,352 | ₹57,352 |
| Year 5 | ₹1,76,234 | ₹76,234 |
| Year 6 | ₹1,97,382 | ₹97,382 |
| Year 7 | ₹2,21,068 | ₹1,21,068 |
| Year 8 | ₹2,47,596 | ₹1,47,596 |
| Year 9 | ₹2,77,308 | ₹1,77,308 |
| Year 10 | ₹3,10,585 | ₹2,10,585 |
This projection assumes a constant rate of return for the whole period. It is an estimate only — actual returns vary, are not guaranteed, and nothing here is investment advice.
Estimated from the numbers you entered — not a projection of guaranteed returns.
About this calculator
A lumpsum is a single investment left to compound. The whole amount earns for the full period, which is why the curve steepens in the later years. The rate you enter is an assumption, not a guaranteed return.
Formula
- FV = P × (1 + r)^n
- r = annual return ÷ 100, n = number of years
- Estimated returns = FV − P
Frequently asked questions
Lumpsum or SIP?
They answer different questions. A lumpsum invests everything at one price; a SIP spreads entries across many prices. Compare the two calculators with the same total amount to see how each behaves.
Is the maturity value guaranteed?
No. It is arithmetic on the rate you assumed. Market-linked returns are not fixed.