Fixed Deposit Rates

Published fixed-deposit rates across Indian banks. Rates change often — always confirm the current rate with the bank.

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Published fixed-deposit rates by bank, % per annum
Bank				Senior citizen (additional)	Min deposit	Dates	Source
AU Small Finance Bank Small finance Retail deposits below ₹3 crore. Senior-citizen card effective 10 Jun 2026. DICGC insured — subject to applicable deposit-insurance limits and conditions.	6.35%	7.40%	6.75%	+0.50%	Not Available	Effective: 01 Sept 2026 Checked: 22 Sept 2026, 05:00 pm IST May be out of date	View Bank Source(opens in a new tab)
HDFC Bank Private Domestic deposits below ₹3 crore. DICGC insured — subject to applicable deposit-insurance limits and conditions.	6.25%	6.45%	6.40%	+0.50%	Not Available	Effective: 19 Aug 2026 Checked: 22 Sept 2026, 05:00 pm IST May be out of date	View Bank Source(opens in a new tab)
ICICI Bank Private Domestic deposits with premature-withdrawal facility. DICGC insured — subject to applicable deposit-insurance limits and conditions.	6.25%	6.45%	6.50%	+0.50%	Not Available	Effective: 22 Sept 2026 Checked: 22 Sept 2026, 05:00 pm IST May be out of date	View Bank Source(opens in a new tab)
State Bank of India Public sector Retail domestic deposits below ₹3 crore. Senior 5-year+ rate includes the SBI We-care premium. DICGC insured — subject to applicable deposit-insurance limits and conditions.	6.25%	6.30%	6.05%	+0.50%	Not Available	Effective: 15 Dec 2025 Checked: 22 Sept 2026, 05:00 pm IST May be out of date	View Bank Source(opens in a new tab)

AU Small Finance Bank
Small finance
1 year
6.35%
3 years
7.40%
5 years
6.75%
Senior citizen (additional): +0.50%
Minimum deposit: Not Available
Retail deposits below ₹3 crore. Senior-citizen card effective 10 Jun 2026.
DICGC insured — subject to applicable deposit-insurance limits and conditions.
Effective 01 Sept 2026 · Checked 22 Sept 2026, 05:00 pm IST
May be out of dateView Bank Source(opens in a new tab)
HDFC Bank
Private
1 year
6.25%
3 years
6.45%
5 years
6.40%
Senior citizen (additional): +0.50%
Minimum deposit: Not Available
Domestic deposits below ₹3 crore.
DICGC insured — subject to applicable deposit-insurance limits and conditions.
Effective 19 Aug 2026 · Checked 22 Sept 2026, 05:00 pm IST
May be out of dateView Bank Source(opens in a new tab)
ICICI Bank
Private
1 year
6.25%
3 years
6.45%
5 years
6.50%
Senior citizen (additional): +0.50%
Minimum deposit: Not Available
Domestic deposits with premature-withdrawal facility.
DICGC insured — subject to applicable deposit-insurance limits and conditions.
Effective 22 Sept 2026 · Checked 22 Sept 2026, 05:00 pm IST
May be out of dateView Bank Source(opens in a new tab)
State Bank of India
Public sector
1 year
6.25%
3 years
6.30%
5 years
6.05%
Senior citizen (additional): +0.50%
Minimum deposit: Not Available
Retail domestic deposits below ₹3 crore. Senior 5-year+ rate includes the SBI We-care premium.
DICGC insured — subject to applicable deposit-insurance limits and conditions.
Effective 15 Dec 2025 · Checked 22 Sept 2026, 05:00 pm IST
May be out of dateView Bank Source(opens in a new tab)